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What percentage of American adults say they are not at all willing to take financial risks, a zero on a ten-point scale?
19.1% of American adults say they are not at all willing to take financial risks, a zero on a ten-point scale - about 19 in every 100, or 2 in 10. That is the figure published by the Survey of Household Economics and Decisionmaking for 2025.
0 in 100100 in 100
19.1
Where this number comes from
- Survey
- Survey of Household Economics and Decisionmaking
- What it measured
- SHED 2025 item FL0 (“On a scale from zero to ten, where zero is not at all willing to take risks and ten is very willing to take risks, what number would you be on the scale?”), counting responses 0=0. Not at all willing to take financial risks. Computed from the Federal Reserve's public-use microdata with its post-stratification weight WEIGHT. The public file has no design variables or replicate weights, so the standard error follows the Fed's documented design effect: SE = √(deff · p(1−p)/n), deff = 1.144 (the Fed's 1.14, or the Kish design effect of these weights if larger); unweighted n = 12,934.
- Population
- U.S. adults aged 18 and over
- Year
- 2025
- 95% confidence interval
- 18.38% to 19.82% (derived from the published standard error)
Board of Governors of the Federal Reserve System, public-use data (doi:10.17016/datasets.002). Percentages computed here, with attribution.. See the source data
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