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What percentage of insured American homeowners agree their homeowners insurance has gone up more than they expected in recent years?

63.2% of insured American homeowners agree their homeowners insurance has gone up more than they expected in recent years - about 63 in every 100, or 6 in 10. That is the figure published by the Survey of Household Economics and Decisionmaking for 2025.

0 in 100100 in 100
63.2

Where this number comes from

Survey
Survey of Household Economics and Decisionmaking
What it measured
SHED 2025 item GH16_c (“Cost has gone up more than I was expecting in recent years - Do you agree or disagree with the following statements about your homeowners insurance policy?”), counting responses 1=Agree, among homeowners with a homeowners or condo insurance policy (GH12 = Yes). Computed from the Federal Reserve's public-use microdata with its post-stratification weight WEIGHT. The public file has no design variables or replicate weights, so the standard error follows the Fed's documented design effect: SE = √(deff · p(1−p)/n), deff = 1.14 (the Fed's 1.14, or the Kish design effect of these weights if larger); unweighted n = 7,977.
Population
U.S. homeowners with homeowners or condo insurance
Year
2025
95% confidence interval
62.07% to 64.33% (derived from the published standard error)

Board of Governors of the Federal Reserve System, public-use data (doi:10.17016/datasets.002). Percentages computed here, with attribution.. See the source data

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